"Providing unsurpassed service for all your mortgage needs"
Honest mortgage advice and competitive financing for purchases, refinances, and everything in between — from a local team that picks up the phone!
4.9 average from 2,000+ Maryland families
Why Borrowers choose Chesapeake Mortgage Solutions
For over two decades we've built our reputation on one thing: doing right by the people we serve.
Trusted Guidance
Licensed loan officers who explain every option in plain English — no pressure, no jargon, no surprises at closing.
Fast Closings
Streamlined digital application and underwriting designed to close purchases in as little as 14 days.
Competitive Rates
We shop top wholesale lenders so you get a competitive rate and the right program for your goals.
Local Expertise
Maryland born and based on the Chesapeake — we know Maryland markets, and programs.
Personal Service
One dedicated loan officer from application through closing, available evenings and weekends by phone.
Always Available
Real humans answer the phone. Quick responses and clear timelines keep your purchase on track.
Loans for every situation
From your first home to your forever home, we match you with the right program.
Conventional
Flexible terms with as little as 3% down.
FHA
Low down payment, forgiving credit guidelines.
VA
Zero-down loans for veterans and active military.
Investor
Financing for rental and investment properties.
Jumbo
Financing above conforming loan limits.
Second Mortgage
Tap your equity with a HELOC or fixed Home Equity Loan.
Reverse Mortgage
HECM loans for homeowners 62+ — no monthly payments.
Refinance
Lower your rate, your term, or cash out equity.
Four simple steps to your front door
A clear, predictable path from application to keys in hand.
Apply
Complete a quick online application in minutes.
Get Prequalified
Know your budget and shop with confidence.
Lock Your Rate
Secure a competitive rate when the time is right.
Close & Move In
Sign, fund, and get the keys to your new home.
Trusted by your neighbors
Read real 5-star reviews for Chesapeake Mortgage Solutions.
"Buying a home for the first time is a journey filled with excitement, challenges, and learning. I cannot express enough gratitude for Eric at Chesapeake Mortgage Solutions, who made this process smooth and seamless."
"We have been working with Eric for over 18 years. He always provides amazing service and finds great rates. Can't recommend him enough. We will keep our business with Eric for the customer service."
"Eric helped us secure the best possible financing during a very tumultuous time in the mortgage industry. He locked in our rate and saved us thousands."
"Eric, I want to thank you so very much for the wonderful work you did for my husband and I. This was my first time buying a home and because of you we closed in less than three weeks!"
Ready to find your rate?
Get a free, no-obligation pre-qualification in minutes. Your local loan officer is ready to help.